Credit with immediate payment

Loan payment within 4 days

Loan payment within 4 days

  • Start your loan request now (there is no contract yet).
  • After checking your request, the money is already in your account after 4 days.
  • You just have to accept our offer. If not, then not. No hook, no cost.

The loan with immediate payment is indeed impressive. Because in some bank branches or credits shops there is actually the credit decision in less than an hour and the subsequent payout. For this loan to really work and be fun, you should keep a few things in mind:


Almost as fast as a bank robbery – but unpunished

Almost as fast as a bank robbery - but unpunished

In the former world of bank branches and marble palaces, an instant payout loan would have been unthinkable. Although loan processing was largely standardized and only real estate loans were really extensive, credit checks took a long time to complete. The loan with immediate payment works differently! If you have all the documents with you and meet the requirements, then there is virtually nothing in the way of a payout on the same day.

Reserved for those who have income from non-employment

Whether you can repay the loan by paying the monthly installments, the lender wants to know before paying the money. Not because of exaggerated curiosity or data collecting anger, but in order later as possible no long phases of the post-processing or even the default have to accept. The immediate payment is therefore possible with different, stable income or income types!

So if you take your current proof of income in the form of a salary or pension statement, then a stable income base is available as the basis for calculation. In the case of freelancers or even doctors with their own practice, recalculation by a bank specialist of the bank is also necessary, which is why a further processing step is called in here for securing purposes. But if you can provide income proof of fixed income, then the credit check goes on quickly.

Experience and customer behavior in numbers

Proof of income is checked manually and with a few cross-checks, which can sometimes take only half an hour to one hour. Then the bank asks business partners in standardized form, whether you already had similar loans and how then runs the repayment phase. From this, the bank or the financing partner calculates an interest rate that is adjusted to the duration and amount of the loan as well as the creditworthiness of the borrower. If you do not have an account with the bank or the financing partner, then you should still bring a valid identity card or passport. Then the loan with immediate payment is also available on the same day.

Payment by cash or bank transfer

With the loan with immediate disbursement you have the freedom of choice, whether you want to take the money in the bank branch or the Creditshop immediately in cash or whether you would prefer a transfer. Since the transfer periods in Germany are now only 1-2 working days, the transfer is recommended – in order not to be traveling with a large amount of cash in the city.

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